Interest Rates Today 2025 Us. The fed reduces interest rates to make loans cheaper and bolster a sagging economy. At its final meeting of 2024, the federal reserve cut interest rates by 25 basis points;
That means interest on everything from a car note to a mortgage could stay higher for longer. Interest rate in the united states averaged 5.42 percent from 1971 until 2025, reaching an all time high of 20.00 percent in march of 1980 and a record low of 0.25 percent in december of 2008.
